Terms of Service

Effective date: 2026-05-15. By using Kulkalotaryou agree to these terms. If you don't agree, please don't use the site.

1. Informational use only

The calculators on this site are tools for general information. They are not professional financial, medical, legal, or tax advice. We make no warranty that any calculator is fit for your specific purpose. Always verify important calculations and consult a qualified professional before making consequential decisions.

2. Accuracy

We work hard to make every calculator accurate and cite the authoritative source for each formula. Errors can still happen — laws and rates change, formulas have edge cases, and bugs slip in. If you spot something wrong, please email hello@kulkalotar.com.

3. Acceptable use

Do not scrape the site at industrial scale, attempt to break it, or use it for any unlawful purpose. Reasonable personal and educational use is welcome and encouraged.

4. Intellectual property

The calculator code, written explanations, and design are © 2026 Kulkalotar, all rights reserved. The mathematical formulas themselves are not owned by anyone. Cited third-party sources are linked and remain the property of their respective owners.

5. Third-party content

Some pages may link to external resources (government data, research, etc.). We do not control those sites and aren't responsible for their content.

6. Limitation of liability

To the maximum extent permitted by law, Kulkalotar and its operators are not liable for any direct, indirect, incidental, or consequential damages arising from your use of the site or its calculators.

7. Changes

We may update these terms. The effective date above shows the latest revision. Continued use of the site after a change means you accept the new terms.

8. Contact

Questions about these terms? Email hello@kulkalotar.com.